Hi, I really want to thank you for being here on Modern Times Investors

This blog is a precious resource for you, dear individual investor, if you want to invest for the long-term and compound your wealth over time.

Investing is essential to achieve your financial goals, whether they are retirement, financial freedom, building wealth or whatever and personal finance is equally important, in fact, it can be seen as the foundation of wealth.

I know that you don’t have a lot of time to read a long page, so I tried to made it short and summarize the basics. Let me just tell you that if you want to improve your investing, start from zero or extend your knowledge, you definitely have come to the right place.

First things first

Let’s face the reality: the average investors don’t make money on the stock market. Not this year, nor the next year. The Guide to Markets report by JP Morgan has a very sad picture that clearly shows how the long-term average investor’s performance is lower than inflation.

How comes that in a growing market, people that are investing don’t even beat inflation?

Well, the real answer to this question is infinite, however, here are three points useful to understand the reasons of this poor performance:

  • Many investors, along with financial news, are extremely short-sighted, and a short term focus doesn’t lead to long term profits
  • Lack of perspective: they don’t know what they are doing and why, reacting to financial markets instead of following a strategy
  • They don’t give themselves rules to follow (or they don’t follow them, which is exactly the same)

In short:

Investing is risky only if you don’t know what you are doing.

Knowledge is the real game changer.

There are several ways to invest wisely and make money on financial markets, the path to be a successful investor is well beaten.

Personal finance and money are an area of your life, whether you care about it or not. The majority of people spend their entire life working for money but only a really small portion of them invest some time to learn about how money, finance and investments work.

Also, you can apply different strategies depending on the time you have, how much you like the topic and what is your willingness to learn and act.

You can take control of your own money and definitely do better that the average, in fact, it would just require not to do the wrong moves.

If you understand what you are doing, put things in the right order, give yourself some rules to follow and follow them… only time knows what amazing results you will reach.

Hi, nice to meet you!


My name is Duino and I am the author of Modern Times Investors, an independent investing blog with a long-term orientation.

I am passionate about investments, personal finance and economics. After graduating in economics and finance, I soon decided that I wanted to go beyond formal education in order gain a real understanding of investing.

I am an ordinary guy, just like you. With this blog I want to share my journey and provide useful information that helped me figure out the answer to the questions:

Ok, what should I do? Where do I start? 

Investing is a lifetime learning process, there is always something more to know and re-evaluate. Modern Times Investors is an ongoing investigation on long-term investing and ways to build wealth in this fast-changing financial world.

Why long-term?

I have a long-term orientation because I want to be an investor, not a speculator.

I am not able to time the market and I have no idea of where stocks will be in a week or a month (by the way, nobody really knows, forecasts are attempts to make an accurate guess).

Investing is not a “get rich quick thing”. A long-term view allows you to expand your radar screen.

It means to develop the right investing mindset to frame things in the big picture, focus on the business, understand the economy and get a sense of what’s going on from a higher perspective.

It is not a chance that the greatest investors of all time are long-term investors: they have depth of vision and they are able not to be influenced by market noise.
They stick to their plan and basically don’t care what everybody else thinks, that’s why they get results that others don’t get.

Take action

You can really take control of your finances and investments, no matter your age, financial literacy, or money.

Whether you are just starting, or you are an experienced investor, you can find a lot of good and useful stuff. Use Modern Times Investors as a tool, a source of information and learning to gain a deeper understanding of investing and put things in the right order, it is easier than you think.

Finally, remember that no amount of reading of study will ever make you a successful investor unless you put things into practice. It is the understanding and application that counts, what you truly need and the end of the day to see any difference in your life is to actually do things.

My advice is to take action, don’t let the circumstances decide for you. You are in the driver seat.

Stay in touch

Now that you know more about Modern Times Investors, I’d like to keep in touch with you.

As you can see, there is a ton of variables when it comes to investing that deserve more attention that just a quick google search.

By joining the list you will get educational resources to better understand economics and investing, analysis and discussions about trends and megatrends, information about financial bubbles (past and present), different points of view from leading money managers, investors, analysts and authors, reading resources and more.

You can take advantage of these resources to read, study, analyse and extend your knowledge. Together we can discuss potential scenarios for our future seek ways to be successful investors now and in the long-run.

Ready to get serious about your investments?

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